The Social Security Administration (SSA) has announced a 2.5% cost-of-living adjustment (COLA) for 2025. This increase helps offset rising inflation and affects both Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) benefits.
To help you plan, we’ve broken down the Social Security Disability Benefits Pay Chart for 2025, explained how SSDI is calculated, and provided an easy way to check when your payments are due.
2025 SSI Payment Chart
The table below shows the updated monthly and annual SSI benefit amounts after the 2.5% COLA increase:
| SSI Recipient Type | 2024 Annual | 2025 Annual | 2025 Monthly |
|---|---|---|---|
| Eligible Individual | $11,321.49 | $11,604.53 | $967 |
| Eligible Couple | $16,453.84 | $17,404.87 | $1,450 |
| Essential Person | $5,673.73 | $5,815.57 | $484 |
These numbers come directly from the SSA’s 2025 Federal Payment Amounts.
SSDI Benefit Calculations in 2025
Unlike SSI, SSDI payments depend on your work history and earnings. The SSA calculates your benefit using your Average Indexed Monthly Earnings (AIME) and a specific formula.
Basic SSDI Requirements:
- You need enough work credits (usually 40, with 20 earned in the last 10 years).
- Your condition must meet the SSA’s definition of a disability.
- It must last at least 12 months or be expected to result in death.
- You must not earn more than the Substantial Gainful Activity (SGA) limit:
- $1,620/month (non-blind individuals)
- $2,700/month (statutorily blind individuals)
Most SSDI benefits in 2025 range from $1,200 to $1,600 per month, though some recipients may get more depending on lifetime earnings.
2025 Social Security Disability Payment Schedule
Social Security pays benefits based on your birthday. Here’s the 2025 schedule:
| Birth Date | January | February | March | April | May | June | July | August | September | October | November | December |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1st – 10th | Jan 8 | Feb 12 | Mar 12 | Apr 9 | May 14 | Jun 11 | Jul 9 | Aug 13 | Sep 10 | Oct 8 | Nov 12 | Dec 10 |
| 11th – 20th | Jan 15 | Feb 19 | Mar 19 | Apr 16 | May 21 | Jun 18 | Jul 16 | Aug 20 | Sep 17 | Oct 15 | Nov 19 | Dec 17 |
| 21st – 31st | Jan 22 | Feb 26 | Mar 26 | Apr 23 | May 28 | Jun 25 | Jul 23 | Aug 27 | Sep 24 | Oct 22 | Nov 26 | Dec 24 |
Payments are usually sent by direct deposit or loaded onto your Direct Express Debit Mastercard. If a payment is late, contact SSA immediately at 1-800-772-1213.
Check Your 2025 Payment Date
Instead of memorizing the chart, use this simple tool:
Find Your 2025 Social Security Disability Payment Date
This tool lets you enter your birth date and month to instantly see your payment date.
Key Takeaways
- SSI recipients get $967/month (individuals) or $1,450/month (couples) in 2025.
- SSDI payments vary but usually fall between $1,200–$1,600/month, depending on past earnings.
- Payments follow a birthday-based schedule.
- Use the interactive payment checker tool above to confirm your exact date.
If you have questions about your benefits, call the SSA at 1-800-772-1213 or use their official calculators.
