Category: Guide & Explainers

Social Security in the United States refers to a federal system of social insurance that provides financial protection to people and families when facing retirement, […]

Many fear that Social Security might vanish altogether or that future retirees will get nothing. That is a myth.  But the program does face serious […]

Many retirees or future beneficiaries ask about paying taxes on their Social Security. The answer isn’t always simple.  In the U.S., some portion of your […]

Social Security can recover overpaid benefits—that is, money paid to you that you were not entitled to receive.  But many people want to know: How […]

Identity theft involving your Social Security number (SSN) is a serious threat.  Once a thief uses your SSN, they can open credit in your name, […]

The Social Security Fairness Act (SSFA) took effect in 2025 and brings one of the most significant benefit changes in decades.  It repeals two controversial […]

Millions of Americans depend on Social Security to cover basic living costs.  Each year, the Social Security Administration (SSA) adjusts benefit payments to keep pace […]

Every year, the Social Security Administration (SSA) adjusts benefits through a cost-of-living adjustment (COLA) to help keep pace with inflation.  The exact raise for 2026 […]

Social Security will not simply end overnight. But the program faces growing financial stress. The official trustees report and many analysts say the trust funds […]

The Social Security full retirement age (FRA) has been slowly changing for decades.  In 2025, more people will see new rules for when they can […]