Every month and year, the Canada Revenue Agency (CRA) issues multiple benefits and credit payments across the country.
For Canadians depending on these payments, knowing the CRA payment dates is essential for planning, budgeting, and avoiding surprises.
This guide explains what payments the CRA issues, how often, typical dates, what to do if you’re missing a payment, and how to stay updated on changes.
What are the main types of benefits subject to CRA payment dates?
The CRA manages several major benefits and credits whose disbursements follow specific CRA payment dates schedules.
Key ones include:
- Canada Child Benefit (CCB) with related provincial child benefit programs
- Canada Pension Plan (CPP) and CPP survivor or disability benefits
- Old Age Security (OAS) and Guaranteed Income Supplement (GIS)
- Goods and Services Tax / Harmonized Sales Tax (GST/HST) credit
- Ontario Trillium Benefit (OTB) for Ontario residents
- Canada Disability Benefit (CDB) for eligible adults with disabilities
- Advanced Canada Workers Benefit (ACWB) and others
Each of these may have monthly or quarterly payment schedules, depending on the program. See official CRA “Benefit payment dates” for full lists.
When are the CRA payment dates for CCB, GST/HST credit, and OTB in 2025?
For 2025, the CRA payment dates for a few key benefits are publicly listed:
- Canada Child Benefit (CCB) is paid monthly. In 2025, CCB payment dates are the 20th of many months (or adjusted to the nearest business day) — e.g. October 20 is a scheduled date.
- GST/HST credit is paid quarterly. In 2025 the CRA dates are January 3, April 4, July 4, and October 3.
- Ontario Trillium Benefit (OTB) has monthly CRA payment dates on the 10th of each month (or adjusted). In 2025, payments are made on October 10, for example.
These schedules help families anticipate when funds will arrive and plan accordingly.
What are the CRA payment dates for CPP and OAS in 2025?
The CRA payment dates for pension and senior benefits are monthly but vary by program:
- CPP payments in 2025 are scheduled for the 28th of many months. For instance, October 29 is listed as a CPP payment date.
- OAS / GIS benefits follow similar monthly CRA payment dates. In 2025, October 29 is slated for OAS/GIS payments.
These dates are used by CRA for direct deposits or mailed cheques, depending on the recipient’s chosen method.
How does the Canada Disability Benefit schedule its CRA payment dates?
The Canada Disability Benefit (CDB) is a newer program, and its CRA payment dates are tied to the 3rd Thursday of each month for those already approved.
If your application is approved, your first payment is issued the next month on the 3rd Thursday.
If your annual benefit amount is small (less than or equal to $240 for the eligibility period), it may be issued as a lump sum instead of monthly payments.
How can you check or update your CRA payment dates or delivery method?
To stay informed of your CRA payment dates, use CRA My Account. The portal displays your upcoming benefit dates, amounts, and deposit methods.
You can also subscribe to the CRA’s email reminders to get alerts a week before your next benefit payment.
If your banking or address details are outdated, update them through My Account or via CRA’s change forms.
Incorrect information can delay your payments beyond the scheduled date.
What should you do if a scheduled CRA payment is missing?
If a payment does not arrive on its CRA-scheduled date, wait five business days for direct deposit payments or ten business days for mailed cheques before contacting CRA.
Check your CRA My Account to verify your eligibility, your banking information, and any notices about delays.
Some payments are withheld due to unfiled tax returns, eligibility changes, or pending assessments.
If, after the waiting period, you still have not received it, contact CRA to report the missing payment and request an investigation.
Are there exceptions or adjustments to CRA payment dates?
Yes. The CRA payment dates shown are scheduled, but adjustments occur when dates fall on weekends or statutory holidays.
Then the payment is typically made on the previous business day.
Also, December payments sometimes deviate. For example, pension or senior benefit cheques are often issued earlier in December rather than on the regular schedule.
Lastly, CRA may delay payments if your eligibility or account is under review, or if your tax return was filed late.
